I'm with you Crusty. Remember you get what yo pay for. I would always suggest that you go with a daycare facility that is licensed by the state and is insured. Since you are an Army wife look into or call the Marshall Child Development Center Ph: (256) 544-8609. They have programs and a recommended list for military in North Alabama. With there being AGR members in the Shoals they will be able to help.
If your a National Guard wife try LINK.
Here is the link for licensed day cares in Alabama LINK
I hope this helps.