Addendum -
All costs in the first post are just the customary up-front deductibles, co-pays, and other various forms of being nickel and dimed before the insurance kicked in at 90%. The total bill for his broken arm would have been $13,852.00 - imagine a bill like that without insurance. Now what is it the millions of uninsured and underinsured in this country are complaining about? Such whiners.