LOL, Dogsoldier! When I totaled my car I was "supposed" to go straight to school and home, but I just had to pick up a friend and give her a ride! Wrong place / wrong time!
It really scared the heck out of me though, and thankfully no one was seriously injured. The experience has made me a better driver, and taught me that "what's the worst that could happen" is probably what WILL happen! So I'm not as big of a risk-taker, either!
(((Hugs))) to your daughter. Maybe you can find her a nice Vista Cruiser
They are sorta of like a tank!